Jana Small Finance Bank FD Calculator
Calculate your Jana Small Finance Bank FD returns with our free online calculator. Get accurate maturity amount, interest earned, and year-wise breakdown instantly.
Minimum ₹1,000
Current Jana Small Finance Bank rate
Your FD Returns
Year-wise Breakdown
About Jana Small Finance Bank FD Calculator
Use our Jana Small Finance Bank Fixed Deposit Calculator to calculate your FD returns accurately. Jana SFB offers competitive FD interest rates that are among the highest in the small finance bank segment, making it an attractive option for fixed deposit investors.
Current Jana Small Finance Bank FD Rates 2026
| Tenure | Interest Rate | Senior Citizen Rate |
|---|---|---|
| 7-14 days | 4.25% | 4.75% |
| 15-45 days | 5.25% | 5.75% |
| 46-90 days | 5.75% | 6.25% |
| 91-180 days | 6.25% | 6.75% |
| 181-364 days | 7.00% | 7.50% |
| 1-2 years | 7.50% | 8.00% |
| 2-3 years | 7.25% | 7.75% |
| 3-5 years | 7.50% | 8.00% |
How to Calculate FD Returns?
Jana SFB FD interest is compounded quarterly. The formula used is:
A = P × (1 + r/400)4t
- A = Maturity Amount
- P = Principal amount
- r = Annual interest rate (%)
- t = Tenure in years
Features of Jana Small Finance Bank FD
- Competitive rates up to 8.00% p.a. for senior citizens
- Tenure from 7 days to 10 years
- Additional 0.50% for senior citizens
- Premature withdrawal facility
- Loan against FD up to 90% of deposit value
- Online FD booking through internet banking
Frequently Asked Questions
What is the minimum FD amount for Jana SFB?
The minimum fixed deposit amount at Jana Small Finance Bank is ₹1,000. There is no upper limit for FD deposits.
Is Jana Small Finance Bank FD safe?
Yes, Jana Small Finance Bank is regulated by RBI and all deposits up to ₹5 Lakh are insured under DICGC. The bank has a strong presence across India with 600+ branches.